Archive for the ‘Home & Finances’ Category
Cars: Donate to a good cause or maybe get a car for your family…
St. Mathews Lutheran Church
Refurbished car program
They donate free cars to people in need. Call to get an application. There is a one year waiting list.
503-644-9148
Union Gospel Mission
Sell refurbished vehicles to general public: The person I talked to said they may consider case by case basis, sliding scale for very low income depending on need.
Tigard Store 503-639-6488
Portland Rescue Mission
8301 NE Halsey St, Portland
Open 9:30-6pm
They have refurbished car and are able to guarantee work on the cars. The lowest priced cars that they offer are in the $600-$650 range. They are currently supporting men in treatment as well as a shelter for battered women and children. All cars sold off their lot are in running condition, and have been thoroughly checked over and refurbished. 503-906-7673/503-320-9564
St Vincent de Paul
Sell their cars through Speeds Super tow every Tuesday at 14325 NE Sandy Blvd. The lot is open at 8am and the auction begins at 10am. Their cars are divided into 3 categories: non-running, running with problems, and running well. The lowest priced cars are usually selling around $200. The money for the car is due by the end of business on that Tuesday. The cars for auction can be viewed at: . 503-595-2281
Metropolitan Family Services
Ways to Work
Qualifications for this loan program include: credit score below 640. You cannot be in a bankruptcy while applying for this loan. Terms of the loan are currently as follows: 8% fixed rate, for 24 months. This equates to $135/month on a $3,000 car, up to $270/month on a $6,000 car. If the car is over $4,500, the loan may be extended to 30 months to lower the payment. Cars purchased through this program MUST go through a certified car dealer, and they provide a list of disallowed dealers, as well as recommended dealers.
Must be working 20 hrs/week for 3 months
Must buy car between $3,000-$6,000
503-232-0007 x 207
Salvation Army Car Program
Don’t give away cars, but they do accept vehicle donations and they will sell them. They use the proceeds to fund their program.
Volunteers of America
Don’t give away cars, but they do accept vehicle donations and they will sell them. They use the proceeds to fund their program.
503-239-7900
Written by: Kalene Ardt
Oregon PGE Utility Assistance for families with a moderate income, written by PGE
Bill-payment assistance for customers with moderate incomes:
Need help with your PGE bill but you don’t qualify for low-income financial assistance programs? Oregon HEAT has a special pilot program for customers with moderate incomes (61 percent to 80 percent of the state median income). Enrollment is limited to thefirst 600 who qualify.
Qualifications for the Oregon HEAT 61-80% pilot program for moderate-income customers:
Must be a current customer of PGE
Your minimum account balance is $200
Your household income is within the range below
Household Size Gross Household Monthly Income
1 $1757.75 – $2343.67
2 $2298.58 – $3064.78
3 $2839.42 – $3785.89
4 $3380.25 – $4507.00
5 $3921.08 – $5228.11
6 $4461.92 – $5949.22
Add $101.42 – $126.25 for each additional family member after 6.
Lower income?
If your income is lower than the ranges listed above, you may qualify for low-income energy assistance programs. Go online to:
www.PortlandGeneral.com/BillHelp
.
Participating agencies:
Clackamas County
Clackamas Co. Social Services 503-650-5640
Marion and Polk Counties
The Salvation Army – Salem 503-585-6688
Multnomah County
Impact NW 503-234-7920 x1
YWCA 503-721-6758
Washington County
Community Action Organization 503-906-6431
Yamhill County
The Salvation Army – McMinnville 503-472-1009
When calling the agency in your area about this program, please let the agency know that you are inquiring about the 61-80% pilot.
Rent Maternity Clothes? Swap your children’s clothes for different sizes? Rent Fashionable clothing?
People are getting creative during these tight economic times. Many are opting to be more thrifty. Check out these ingenious ideas…
“Parents turn to Swapping for School Clothes”- The Seattle Times:
Learn how to do some school clothes swapping at this website…www.thredup.com
Sell your child’s outgrown clothing at: www.onceuponachild.com
Have you ever thought of renting a maternity party dress instead of buying a new one? Me neither, but it makes sense because you will probably never wear it more than once. Check out this site: www.rentmaternitywear.com
Rent fashionable clothing? It’s worth a look…www.renttherunway.com
Divorce Information
Information regarding Green Card divorce and Military Laws on Alimony & Child support – www.lovetoknow.com/Help_for_Divorced_Women
Federal and international laws on divorce, parental rights, etc. www.divorcelinks.com
Cell Phone numbers go public this month
Starting this month, all cell phone numbers will be available to telemarketers. They will start calling you and you will be charged for this. You can prevent this by calling 1-888-382-1222. This will only take you 20 seconds to block telemarketing calls.
Frugal Living Tips for the Northwest…
Green Home Cleaning tips
Tips for Tough times, written by Oregon State University
Our coworkers have just finished these. Feel free to forward as well.
The Oregon Extension Tough Times Initiative Task Force has produced a series of “10 things to do in tough times” idea sheets. They are available at to following link: http://extension. oregonstate. edu/emergency/ toolkit/cutting_ back.php. The topics include:
· 10 Tips to Eat Well for Less
· 10 Tips to Lower Electric and Water Bills
· 10 Home Tips for Today’s Lean Times
· 10 Things Kids Can Do in Tough Times
· 10 Tips to Spend Less on Household Goods
· 10 Tips for Low-cost Indoor Family Fun
· 10 Tips for Low-cost Outdoor Family Fun
Each sheet is print ready and available in both English and Spanish languages.
