Archive for the ‘Home & Finances’ Category

Cars: Donate to a good cause or maybe get a car for your family…

Tuesday, September 7, 2010
posted by admin

St. Mathews Lutheran Church

 

Refurbished car program

They donate free cars to people in need.  Call to get an application.  There is a one year waiting list. 

503-644-9148

Union Gospel Mission

 

Sell refurbished vehicles to general public:  The person I talked to said they may consider case by case basis, sliding scale for very low income depending on need. 

Tigard Store 503-639-6488

Portland Rescue Mission

8301 NE Halsey St, Portland

Open 9:30-6pm

They have refurbished car and are able to guarantee work on the cars.  The lowest priced cars that they offer are in the $600-$650 range.  They are currently supporting men in treatment as well as a shelter for battered women and children.  All cars sold off their lot are in running condition, and have been thoroughly checked over and refurbished. 503-906-7673/503-320-9564

St Vincent de Paul

Sell their cars through Speeds Super tow every Tuesday at 14325 NE Sandy Blvd.  The lot is open at 8am and the auction begins at 10am.  Their cars are divided into 3 categories: non-running, running with problems, and running well.  The lowest priced cars are usually selling around $200.  The money for the car is due by the end of business on that Tuesday.  The cars for auction can be viewed at: .  503-595-2281

 

Metropolitan Family Services

Ways to Work

Qualifications for this loan program include: credit score below 640.  You cannot be in a bankruptcy while applying for this loan.  Terms of the loan are currently as follows: 8% fixed rate, for 24 months.  This equates to $135/month on a $3,000 car, up to $270/month on a $6,000 car.  If the car is over $4,500, the loan may be extended to 30 months to lower the payment.  Cars purchased through this program MUST go through a certified car dealer, and they provide a list of disallowed dealers, as well as recommended dealers.  

Must be working 20 hrs/week for 3 months

Must buy car between $3,000-$6,000

503-232-0007 x 207

Salvation Army Car Program

Don’t give away cars, but they do accept vehicle donations and they will sell them.  They use the proceeds to fund their program.

 

Volunteers of America

Don’t give away cars, but they do accept vehicle donations and they will sell them.  They use the proceeds to fund their program.

503-239-7900

Written by: Kalene Ardt

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Bill-payment assistance for customers with moderate incomes:


Need help with your PGE bill but you don’t qualify for low-income financial assistance programs?
Oregon HEAT has a special pilot program for customers with moderate incomes (61 percent to 80 percent of the state median income). Enrollment is limited to thefirst 600 who qualify.


Qualifications for the Oregon HEAT 61-80% pilot program for moderate-income customers:
 Must be a current customer of PGE
 Your minimum account balance is $200
 Your household income is within the range below
Household Size Gross Household Monthly Income
1 $1757.75 – $2343.67
2 $2298.58 – $3064.78
3 $2839.42 – $3785.89
4 $3380.25 – $4507.00
5 $3921.08 – $5228.11
6 $4461.92 – $5949.22
Add $101.42 – $126.25 for each additional family member after 6.

Lower income?
If your income is lower than the ranges listed above, you may qualify for low-income energy assistance programs. Go online to:

www.PortlandGeneral.com/BillHelp

.

Participating agencies:
Clackamas County
Clackamas Co. Social Services 503-650-5640

Marion and Polk Counties
The Salvation Army – Salem 503-585-6688

Multnomah County
Impact NW 503-234-7920 x1
YWCA 503-721-6758

Washington County
Community Action Organization 503-906-6431

Yamhill County
The Salvation Army – McMinnville 503-472-1009


When calling the agency in your area about this program, please let the agency know that you are inquiring about the 61-80% pilot.

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People are getting creative during these tight economic times. Many are opting to be more thrifty. Check out these ingenious ideas…

“Parents turn to Swapping for School Clothes”- The Seattle Times:

http://seattletimes.nwsource.com/html/businesstechnology/2012553127_apusfeafashionswappingschoolclothes.html

Learn how to do some school clothes swapping at this website…www.thredup.com

Sell your child’s outgrown clothing at: www.onceuponachild.com

Have you ever thought of renting a maternity party dress instead of buying a new one? Me neither, but it makes sense because you will probably never wear it more than once. Check out this site: www.rentmaternitywear.com

Rent fashionable clothing? It’s worth a look…www.renttherunway.com

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Divorce Information

Saturday, August 7, 2010
posted by admin

Information regarding Green Card divorce and Military Laws on Alimony & Child support – www.lovetoknow.com/Help_for_Divorced_Women

Federal and international laws on divorce, parental rights, etc. www.divorcelinks.com

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6 Extreme Ways to Go Frugal and Save, By Yahoo

Saturday, August 7, 2010
posted by admin

http://finance.yahoo.com/family-home/article/110238/extreme-ways-to-go-frugal



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http://seattletimes.nwsource.com/html/businesstechnology/2012512615_apuscreditfraudchildren.html

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Cell Phone numbers go public this month

Saturday, July 31, 2010
posted by admin

Starting this month, all cell phone numbers will be available to telemarketers. They will start calling you and you will be charged for this. You can prevent this by calling 1-888-382-1222. This will only take you 20 seconds to block telemarketing calls.

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Frugal Living Tips for the Northwest…

Monday, July 26, 2010
posted by admin

Check out this site for fun tips for living frugal in the Northwest.

http://www.frugallivingnw.com/

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Green Home Cleaning tips

Thursday, July 22, 2010
posted by admin

Get some tips for your green spring cleaning and organizing:

www.ehow.com/how_4859499_spring-clean-green-way.html

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Tips for Tough times, written by Oregon State University

Thursday, July 22, 2010
posted by admin

Our coworkers have just finished these.  Feel free to  forward as well.

The Oregon Extension Tough Times Initiative Task Force has produced a series of “10 things to do in tough times” idea sheets.  They are available at to following link: http://extension. oregonstate. edu/emergency/ toolkit/cutting_ back.php.  The topics include:

· 10 Tips to Eat Well for Less

· 10 Tips to Lower Electric and Water Bills

· 10 Home Tips for Today’s Lean Times

· 10 Things Kids Can Do in Tough Times

· 10 Tips to Spend Less on Household Goods

· 10 Tips for Low-cost Indoor Family Fun

· 10 Tips for Low-cost Outdoor Family Fun

Each sheet is print ready and available in both English and Spanish languages.

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